What Kind of Insurance Do You Need for a Hog Farm?
- Nate Jones, CPCU, ARM, CLCS, AU
- 5 days ago
- 2 min read
Operating a hog farm comes with risks that can threaten livestock, employees, and business operations. Proper insurance coverage is essential to protect your investment, maintain profitability, and ensure compliance with regulations.
Below is a guide to the key insurance types every hog farm should consider, excluding general property insurance.
Essential Hog Farm Insurance Coverages
Covers loss of pigs due to:
Disease outbreaks (e.g., swine flu, PRRS)
Accidents or injuries
Natural disasters
This coverage ensures that unexpected livestock losses do not devastate your farm financially.
Covers farm structures and specialized equipment essential for operations, such as:
Feed silos and storage systems
Barn equipment (feeders, waterers, ventilation systems)
Climate control and automated systems
Even without general property insurance, commercial property insurance protects the critical infrastructure needed to operate your farm.
Protects against claims from injury or property damage caused by your farm operations:
Accidents involving visitors or contractors
Neighboring property damage
Food-related claims from pork products
Liability coverage is critical if your farm sells products directly or indirectly to consumers.
Required in most states for farms with employees. Covers:
Medical bills and lost wages for injured workers
Legal protection against employee claims
Injuries related to livestock handling or equipment use
Covers vehicles used for:
Transporting pigs or feed
Moving equipment
Delivery of farm products
How Wexford Insurance Can Help
Choosing the right combination of insurance can be complex. Wexford Insurance specializes in agricultural operations, helping hog farm owners secure coverage that fits their unique risks.
Get a customized hog farm insurance quote from Wexford Insurance to protect your investment.
Tips to Reduce Risk on Your Hog Farm
Implement biosecurity and vaccination protocols to prevent disease
Train employees on safe livestock handling and equipment use
Maintain and inspect equipment regularly
Review insurance policies annually to ensure coverage matches farm size and operations
Final Thoughts
While property insurance is often optional, hog farm owners still face risks to livestock, employees, and operational infrastructure. By securing the right combination of livestock, liability, commercial property, workers’ compensation, and commercial auto insurance, you protect your investment and maintain business stability. Wexford Insurance can tailor coverage to your farm’s needs, giving you peace of mind.
Contact us today.
