What Kind of Garbage Truck Should You Buy First?
- Nate Jones, CPCU, ARM, CLCS, AU
- Sep 18
- 2 min read
Starting a garbage truck business is a smart move in today’s economy. With consistent demand from municipalities, commercial clients, and private contractors, waste hauling offers long-term stability.
Types
But one of the most important decisions you’ll make early on is: What kind of garbage truck should you buy first?
Let’s explore the most common types of garbage trucks, their uses, and how Wexford Insurance can help protect your investment.
Best for: Residential and municipal waste collection
Why choose it: Rear loaders are versatile, easy to operate, and ideal for small to mid-sized routes. They allow manual or semi-automated loading and are great for tight urban areas.
Pros: Affordable, simple maintenance, flexible for different waste types
Cons: Requires more manual labor
2. Side Loader Garbage Trucks
Best for: Residential curbside pickup
Why choose it: Side loaders—especially automated ones—are efficient and reduce labor costs. They’re ideal for neighborhoods with standardized bins.
Pros: Fast collection, safer for workers, great for automation
Cons: Higher upfront cost
Best for: Construction, demolition, and large-scale waste
Why choose it: Roll-off trucks haul large containers and are essential for temporary waste removal projects.
Pros: High volume capacity, versatile for different industries
Cons: Requires more space and specialized containers
4. Front Loader Garbage Trucks
Best for: Commercial and industrial waste
Why choose it: These trucks are designed to lift and empty large dumpsters, making them perfect for businesses, apartment complexes, and industrial parks.
Pros: High capacity, efficient for bulk waste
Cons: Not ideal for residential routes
Choosing the Right Truck for Your Business
Your first garbage truck should match your target market, budget, and service area. For most startups, a rear loader or automated side loader is a solid choice due to their flexibility and lower entry cost.
Don’t Forget Insurance
Garbage trucks operate in high-risk environments—tight streets, heavy loads, and unpredictable conditions. That’s why comprehensive insurance is essential.
Physical Damage Coverage
Pollution Liability
General Liability
Wexford Insurance offers tailored coverage for garbage truck companies, including:
Conclusion
Choosing the right garbage truck is a critical first step in launching a successful waste management business. Whether you start with a rear loader or invest in an automated side loader, make sure your truck fits your business model—and that it’s protected with the right insurance from Wexford Insurance. Contact now!
