Truck, Tanker, Vacuum Trailer Insurance Explained for Oilfield Hauling Companies
- Nate Jones, CPCU, ARM, CLCS, AU
- 4 days ago
- 2 min read
Oilfield hauling comes with unique risks, heavy loads, harsh roads, night operations, and spill exposure. Many fleets look for specialised Oil & Gas Trucking Insurance to protect trucks, tankers, and vacuum trailers while meeting operator requirements. Below is a guide to the key policies most oilfield hauling companies need.
1) Commercial Auto (Primary Liability & Physical Damage)
What it covers:
Primary Auto Liability for third‑party injury/property damage from at‑fault accidents
Physical Damage (Collision/Comprehensive) for your tractors, straight trucks, and trailers
Why it matters: Tanker rollovers, lease‑road incidents, and multi‑vehicle collisions are high‑severity events. Correct liability limits (often $1M+) are table‑stakes for operator approvals.
2) Trailer & Vacuum Equipment Coverage (Inland Marine/Contractors Equipment)
What it covers:
Vacuum tanks, pumps, hoses, valves, and specialised trailer components against theft, fire, collision, and certain breakdowns
Best practices: Schedule key units, track serials, and document preventive maintenance. Carriers price better when equipment care is clear.
3) Pollution Liability (Transportation & Loading/Unloading)
Why you need it: Standard auto/GL policies often exclude pollution. A small spill of crude, chemicals, or produced water can trigger expensive emergency response and cleanup.
What to ask for:
Coverage for sudden & accidental spills in transit
Loading/unloading endorsements
Third‑party bodily injury/property damage from contamination
What it covers:
Non‑auto incidents: e.g., a vendor injury during hookups, slip‑and‑fall on your yard
Tip: Make sure GL and Auto forms coordinate, no gaps between premises/operations and road exposures.
Why it matters: Drivers and field hands face ergonomic, fall, and exposure risks. WC pays medical bills, lost wages, and rehab, often required by law and by major operators.
6) Umbrella/Excess Liability
Purpose: Adds extra limits above Auto/GL/WC (employers’ liability). Many operators set contract minimums (e.g., $5M aggregate) for high‑hazard hauling.
Get the Right Oilfield Hauling Insurance With Wexford Insurance
Wexford Insurance specialises in oil & gas fleets, truck, tanker, and vacuum trailer operations, and works with carriers that understand spill exposure, operator MSAs, and vendor portals (ISNetworld, Avetta, Veriforce). We’ll help you structure Auto, GL, Pollution, WC, Inland Marine, and Umbrella so you’re contract‑ready and competitively priced.
👉 Request your oilfield hauling insurance quote from Wexford Insurance today and protect every mile, hookup, and disposal run.
