Top Discounts on Homeowners Insurance for Greenwood, Indiana Residents
- Nate Jones, CPCU, ARM, CLCS, AU
- Dec 31
- 2 min read
Homeowners insurance is essential for protecting your home, but that doesn’t mean you have to pay full price. If you live in Greenwood, Indiana, there are several discounts available that can help you lower your premium without sacrificing coverage. At Wexford Insurance, we specialize in finding these savings for our clients.
Here are the top homeowners insurance discounts Greenwood residents should know about:
1. Multi-Policy (Bundling) Discount
Combine your home and auto insurance with the same carrier and save up to 25%. Bundling is one of the easiest ways to reduce your premium.
Tip: Ask Wexford Insurance about bundle options with top-rated carriers.
2. Home Security Discount
Installing a monitored security system, deadbolt locks, and smoke detectors can earn you significant savings. Some insurers also offer discounts for smart home technology.
External Resource: Consumer Reports: Best Home Security Systems
3. New Roof Discount
If you’ve recently replaced your roof, you may qualify for a discount. Homes with newer roofs are less likely to suffer storm damage, making them less risky to insure.
4. Claim-Free Discount
If you haven’t filed a claim in several years, many insurers reward you with lower rates. Staying claim-free can save you hundreds annually.
5. Loyalty Discount
Long-term customers often receive loyalty discounts. If you’ve been with the same insurer for several years, ask about this benefit.
6. Smart Home Technology Discount
Devices like water leak sensors, smart thermostats, and connected smoke alarms can help prevent damage—and earn you extra savings.
7. Paid-in-Full Discount
Paying your annual premium upfront instead of monthly can reduce your overall cost.
How to Maximize Your Savings
Every insurance company offers different discounts, so the best way to maximize savings is to compare multiple carriers. That’s where Wexford Insurance comes in—we shop the market for you and find the best combination of coverage and price.
Get Your Free Homeowners Insurance Quote Today
Ready to start saving? Click here to get your free homeowners insurance quote from Wexford Insurance or call us at 317-910-9295. Our local experts will help you find every discount you qualify for.
