Top 5 Ways to Save on Auto Insurance in Bloomington, Indiana
- Nate Jones, CPCU, ARM, CLCS, AU
- Jan 13
- 2 min read
Auto insurance is essential, but it doesn’t have to drain your wallet. If you live in Bloomington, Indiana, there are proven strategies to reduce your premium without sacrificing coverage. Here are the top five ways to save on auto insurance and why working with a local agency like Wexford Insurance can help you maximize your savings.
Why Saving on Auto Insurance Matters
Lower premiums mean more money in your pocket without compromising protection. Smart savings strategies can help you maintain strong coverage while reducing costs.
1. Compare Multiple Quotes
Rates vary significantly between insurers. Shopping around ensures you find the most competitive price for the coverage you need. Independent agencies like Wexford Insurance can compare multiple carriers for you, saving time and money.
2. Bundle Your Policies
Combine auto insurance with home, renters, or life insurance to unlock multi-policy discounts. Bundling can reduce your overall premium by 10–20%, making it one of the easiest ways to save.
Safe driving pays off. Avoiding accidents and traffic violations keeps your rates low. Many insurers offer safe-driver discounts, which can add up over time.
4. Increase Your Deductible
Choosing a higher deductible lowers your monthly premium. Just make sure you can afford the deductible if you need to file a claim.
5. Ask About Discounts
Insurers offer various discounts, including:
Good student discounts
Low-mileage programs
Loyalty rewards
Vehicle safety features
Always ask your agent about available savings opportunities.
Other Ways to Save
Consider usage-based insurance programs if you drive less than average. These plans track mileage and driving habits to reward safe, low-mileage drivers.
Why Choose Wexford Insurance?
At Wexford Insurance, we specialise in helping Bloomington drivers find affordable, customised auto insurance solutions. Our team works with multiple carriers to ensure you get the best rate possible.
Ready to get the best quote?
Final Thoughts
Saving on auto insurance in Bloomington is possible when you take proactive steps. Compare quotes, bundle policies, and ask about discounts to keep your costs low while maintaining strong coverage.
