How to Get a Right‑of‑Way Contractor Bond for the City of Terre Haute (Indiana Guide)
- 6 days ago
- 2 min read
If you plan to perform work in the City Right‑of‑Way (ROW) within Terre Haute, Indiana, you must secure the correct registration, insurance, and bonding before any project begins. Terre Haute enforces stricter rules for ROW work due to the elevated risk and public impact associated with excavation, utility work, traffic disruption, or street restoration.
According to the City of Terre Haute Engineering Department, contractors working in the ROW must submit a $25,000 Right‑of‑Way Contractor Bond as part of their registration requirements.
Why Terre Haute Requires a $25,000 Right‑of‑Way Bond
Right‑of‑way work affects public infrastructure—including streets, sidewalks, utilities, and easements. Because disruptions can impact safety, traffic, and property, the city requires a higher bond amount than standard general contracting. Terre Haute mandates a $25,000 ROW bond, compared to the $10,000 bond for general contractors not working in the ROW.
This bond ensures contractors:
Follow all ROW and construction ordinances
Restore disturbed areas properly
Protect public property
Perform work safely and professionally
If a contractor violates city standards or causes damage, the bond provides financial recourse.
Requirements for a ROW Contractor in Terre Haute
Before performing ROW work, contractors must submit the following:
1. A $25,000 Right‑of‑Way Bond
This bond must be issued on the City of Terre Haute’s official bond form, and no alternate forms are accepted. Bond originals are filed through the Cityworks online portal.
2. Certificate of Insurance
Contractors must provide:
$500,000 combined bodily injury & property damage
$500,000 coverage per occurrence for injury/death
$100,000 property damage minimum
The city must be added as certificate holder and additional insured.
3. Workers’ Compensation or WCE‑1 Exemption
If you have employees, workers’ comp must be active. If not, you must file a WCE‑1 exemption with the state.
4. Licensing & Registration Fees
ROW contractors fall under Terre Haute’s licensing system, requiring a $350 first‑year fee and a $175 annual renewal.
How Much Does a ROW Contractor Bond Cost?
Surety providers typically issue the $25,000 Terre Haute ROW bond with premiums based on credit, often around $100–$200, similar to general contractor bond pricing.
Protect Your Business with Wexford Insurance
Wexford Insurance specializes in Indiana contractor bonds, including Terre Haute’s ROW requirements. We offer quick quotes, competitive rates, and help ensure your insurance and bonding meet city standards.
