How Much Tattoo Shop Business Insurance Costs Today for Owners
- 9 hours ago
- 2 min read
Operating a tattoo shop involves managing artist safety, client care, and studio protection. Understanding insurance costs helps owners plan budgets while ensuring their studio remains protected. A comprehensive Tattoo Shop Business Insurance policy shields your clients, artists, and assets, and comparing a quote allows you to evaluate providers efficiently. Here is what you need to know about typical costs.
General liability coverage protects your tattoo shop from claims involving bodily injury, property damage, or accidents that occur on your premises. Tattoo shop owners can expect annual premiums ranging from $800 to $3,000, depending on location, size, and services offered.
Professional liability insurance protects against claims of negligence, allergic reactions, or unsatisfactory work performed by your artists. Annual costs typically range from $1,000 to $4,000, influenced by studio size, artist experience, and prior claims.
Property insurance protects your studio, furniture, and equipment from theft, fire, or natural disasters. Coverage for tattoo machines, chairs, and other tools usually costs between $1,500 and $5,000 annually, based on equipment value and property location.
With multiple staff members, workers’ compensation is essential for covering injuries or illnesses on the job. Depending on payroll and staff size, premiums typically range from $2,000 to $10,000 per year.
Many tattoo shops store client records digitally. Cyber liability insurance protects against data breaches and unauthorised access to sensitive information. Annual premiums are generally $500 to $1,500, depending on data management and security protocols.
Build a Comprehensive Tattoo Shop Insurance Plan
Wexford Insurance helps tattoo shop owners evaluate coverage options, manage risk, and secure tailored Insurance for Tattoo Shops that protect your clients, artists, and studio assets.
👉 Request your Tattoo Shop Business Insurance quote from Wexford Insurance today to safeguard your studio, artists, and clients with confidence.
