Solar Business Insurance Quote Checklist for Installation Contractors
- Nate Jones, CPCU, ARM, CLCS, AU
- 3 days ago
- 2 min read
Solar installation contractors face specialized risks, from working at heights to handling expensive electrical equipment. Before requesting a solar business insurance quote, having a clear checklist ensures you receive accurate pricing and the right coverage. This guide outlines exactly what solar installation companies should prepare when comparing insurance options.
Business Details Insurers Will Ask For
Insurance providers need specific operational details to assess risk and calculate premiums. Prepare the following information in advance:
Business location and years in operation
Types of solar services offered (residential, commercial, or utility-scale)
Number of employees and subcontractors
Annual revenue and projected growth
Licensing and certification details
Providing complete information upfront helps avoid delays or inaccurate quotes.
Required Coverages to Include in Your Quote
Protects against third-party injuries or property damage during solar installation projects. Often required by clients and municipalities.
Covers medical expenses and lost wages for employees injured on the job. Required in most states if you have staff.
Find Out: State-specific workers’ compensation requirements: U.S. Department of Labor – Workers’ Compensation.
Covers company vehicles used to transport solar panels, tools, and employees.
Insures specialized solar installation tools, lifts, and equipment against theft or damage.
Protects against claims related to faulty design, installation errors, or project delays.
Safety and Risk Management Factors
Insurers may offer better rates if your business demonstrates strong safety practices. Be ready to document:
Employee safety training programs
Equipment maintenance schedules
Use of harnesses, ladders, and fall protection systems
Tips for Comparing Solar Insurance Quotes
Compare coverage limits, not just price
Review exclusions related to roofing or electrical work
Ask about policy bundling discounts
Choose insurers experienced with renewable energy contractors
Get a Solar Insurance Quote With Wexford Insurance
Wexford Insurance specializes in contractor and renewable energy insurance solutions. Our team helps solar installation contractors secure tailored coverage that protects employees, equipment, vehicles, and client projects—without overpaying.
Request a free Solar Contractor Insurance Quote from Wexford Insurance
