Roofing Business Insurance Quote Checklist for Roofing Contractors
- Nate Jones, CPCU, ARM, CLCS, AU
- 3 days ago
- 2 min read
Getting the right roofing business insurance quote can be confusing, especially with multiple coverage types and insurers to compare. A quote checklist helps roofing contractors organize their information, ensure all necessary policies are included, and get accurate quotes quickly.
Why Roofing Contractors Need a Quote Checklist
Roofing is a high-risk industry. Missing key information during the quote process can:
Lead to coverage gaps
Result in higher premiums
Delay certificates needed for clients or permits
A checklist ensures that all essential data and coverage requirements are included when requesting quotes.
Roofing Insurance Quote Checklist
Here’s a step-by-step checklist roofing contractors can use when requesting a quote:
1. Business Information
Legal business name and DBA (if applicable)
Years in operation
Business address and locations
Type of roofing services provided
2. Employees & Payroll
Number of employees
Payroll for each job classification
Full-time vs. part-time breakdown
3. Vehicles & Equipment
List of commercial vehicles used for roofing
Inventory of tools and equipment
Value of each item for tools/equipment coverage
4. Insurance History
Current or prior insurance carriers
Claims history for past 3–5 years
Any previous lapses in coverage
5. Required Coverages
Ensure certificates meet client, contractor, or municipality requirements
Confirm coverage limits match contract specifications
7. Desired Quote Options
Coverage limits and deductibles
Payment preferences (monthly vs. annual)
Any discounts or bundling options
Tips for Using Your Checklist Effectively
Complete the checklist before contacting insurance providers
Double-check your employee, payroll, and vehicle details
Use the checklist to compare multiple quotes for cost and coverage
Keep a digital copy for updates and renewals
Get a Roofing Insurance Quote With Wexford Insurance
Wexford Insurance helps roofing contractors get accurate and competitive quotes quickly. By providing all the details from your checklist, Wexford Insurance can:
Tailor quotes to your specific business needs
Help you avoid coverage gaps
Provide certificates of insurance promptly for clients or permits
