Pollution Liability in Radon Mitigation Business Insurance Explained
- 6 days ago
- 2 min read
Radon mitigation contractors handle radioactive gas, drilling equipment, and building modifications—activities that carry environmental risks. Pollution liability insurance is a critical part of your business protection strategy. It safeguards your company against claims resulting from radon exposure or contamination during mitigation projects.
What Pollution Liability Insurance Covers
Pollution liability insurance, sometimes called environmental liability insurance, is designed to cover claims related to:
Accidental radon release during testing or mitigation
Property contamination caused by mitigation work
Third-party claims arising from environmental hazards
Unlike general liability, pollution liability specifically addresses environmental risks that can lead to costly lawsuits or cleanup expenses. For radon contractors, this coverage is not just recommended—it’s often necessary for compliance with client contracts and state licensing requirements.
Why It’s Essential for Radon Contractors
Radon is a naturally occurring radioactive gas that can have serious health effects. Even minor mishandling of radon mitigation systems or ventilation components can result in claims for property damage or exposure. Pollution liability protects your business from:
Lawsuits alleging improper radon mitigation
Costs of remediation or cleanup
Regulatory fines related to environmental damage
Find out about AARST standards for radon mitigation to ensure your operations align with industry best practices and reduce risk exposure.
Combining Pollution Liability with Other Coverage
To fully protect your business, pollution liability insurance is typically combined with:
General liability insurance for third-party bodily injury and property damage
Professional liability for errors in testing or system design
Workers’ compensation for employee injuries
Commercial auto and tools coverage for vehicles and equipment
Work with a Specialist
Generic contractor insurance often excludes environmental risks. Wexford Insurance specializes in radon mitigation and environmental contractor coverage, helping you get a policy that addresses pollution liability, regulatory compliance, and the unique risks of radon work.
