Plumbing Contractor Insurance Quote: What You Need Before You Apply
- Nate Jones, CPCU, ARM, CLCS, AU
- Jan 14
- 2 min read
Running a plumbing business comes with unique risks, from on-site accidents to property damage, equipment loss, and liability claims. That’s why securing plumbing contractor insurance before starting work is essential.
Knowing what information and documents you need before applying for a quote ensures you get accurate coverage and helps streamline the process. This guide walks plumbing contractors through everything required to get an insurance quote, and how Wexford Insurance can simplify it.
Why Prepare Before Applying for a Quote
Insurance providers need detailed information to accurately assess risk and provide pricing. Being prepared:
Speeds up the quote process
Ensures you get proper coverage for your business
Helps identify potential gaps in protection
What You Need Before Requesting a Plumbing Insurance Quote
Before submitting an application, gather the following:
1. Business Details
Legal business name and entity type (LLC, corporation, sole proprietorship)
Physical location and number of job sites
Years in operation
2. Services Offered
Residential, commercial, or emergency plumbing
Additional services like HVAC, gas line work, or water heater installation
3. Financial Information
Annual revenue and projected income
Payroll totals
Prior claims history
4. Vehicles and Equipment
Number and type of service vehicles
Tools and equipment inventory
5. Coverage Needs
General Liability Insurance – Protects against property damage and injuries
Workers’ Compensation Insurance – Required in most states for employee injuries
Commercial Property Insurance – Covers office, tools, and equipment
Commercial Auto Insurance – For work vehicles
Professional Liability Insurance – Protects against errors or faulty work
How Wexford Insurance Can Help
Wexford Insurance specializes in plumbing contractor insurance and can help you:
Compare multiple insurance carriers quickly
Get tailored quotes for your business type and size
Ensure all coverage needs are met, including legal and contractual requirements
Identify cost-saving opportunities without sacrificing protection
👉 Get a plumbing contractor insurance quote today from Wexford Insurance and protect your business against unexpected risks.
