NEMT Fleet Setup Guide: What Every New Provider Needs to Start Strong
- Nate Jones, CPCU, ARM, CLCS, AU

- 13 hours ago
- 3 min read
A well-organized fleet is the backbone of any successful Non-Emergency Medical Transportation (NEMT) business. From ambulatory vans to wheelchair-accessible and stretcher vehicles, every choice you make affects operations, safety, compliance, and profitability. This guide covers everything new providers need to set up their fleet for long-term success.

1. Determine Fleet Size and Vehicle Types
Your fleet size depends on market demand, contracts, and budget. Common NEMT vehicle types include:
Ambulatory Vehicles: Sedans or vans for passengers who can walk or sit independently.
Wheelchair-Accessible Vehicles: Vans with lifts or ramps for passengers who remain in their wheelchairs.
Stretcher Vehicles: Vans or ambulance-style vehicles for patients who require a stretcher.
Start with a small, versatile fleet, and expand as demand grows. According to CMS NEMT guidelines, your vehicles must meet accessibility and safety standards.
2. Vehicle Acquisition and Upfitting
Key steps in acquiring your fleet:
Purchase or Lease: Choose between new or used vehicles based on budget and reliability.
Upfitting: Add wheelchair lifts, securement systems, stretcher mounts, and safety equipment.
Maintenance Planning: Establish regular inspection schedules to comply with safety and ADA standards.
Budgeting for upfitting is crucial—wheelchair and stretcher vans can cost $5,000–$15,000 per vehicle to equip safely.
3. Staffing Your Fleet
Drivers and attendants are the face of your business. Hiring and training considerations:
Driver Requirements: Clean driving record, CPR/first aid training, and background checks.
Training: ADA compliance, wheelchair/stretcher handling, and customer service.
Staffing Levels: Schedule drivers based on expected trip volume and peak times.
High-quality, trained staff ensures safety, compliance, and a positive customer experience.
4. Safety and Compliance
Safety is a priority for NEMT operations:
Vehicle Inspections: Daily checks of brakes, lifts, tires, and lights.
Equipment Maintenance: Keep ramps, seatbelts, and stretchers in proper working order.
Emergency Protocols: Staff should know how to handle medical emergencies, accidents, or vehicle breakdowns.
Following these steps also ensures compliance with state DOT regulations and ADA requirements.
5. Technology Integration
Invest in technology to streamline operations and improve efficiency:
Dispatch Software: Optimizes routing and trip assignments.
GPS Tracking: Monitors vehicle locations and ensures timely pick-ups.
Trip Documentation: Maintains records for Medicaid billing and compliance audits.
Software solutions reduce errors, save time, and improve client satisfaction.
6. Insurance for Your Fleet
Insurance is critical to protect your fleet, passengers, and staff. Essential coverage includes:
Commercial Auto Insurance: Covers all vehicles and passenger liability.
General Liability Insurance: Protects against third-party claims.
Workers’ Compensation: Required for staff injuries.
Commercial Property Insurance: Covers offices, dispatch centers, and equipment.
7. Budgeting and Operational Planning
When setting up your fleet, consider:
Initial vehicle costs and upfitting
Staffing and training expenses
Insurance premiums
Maintenance, fuel, and operational overhead
Technology subscriptions and administrative costs
A detailed budget helps ensure sustainable operations and scalability.
Conclusion
A strong NEMT fleet setup is a combination of the right vehicles, properly trained staff, safety protocols, technology, and insurance coverage. By carefully planning your fleet, complying with ADA and state regulations, and securing comprehensive insurance with Wexford Insurance, you can start your NEMT business with confidence and position it for long-term success.
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