How to Get the Lowest Epoxy Flooring Business Insurance Quote
- Nate Jones, CPCU, ARM, CLCS, AU
- 4 days ago
- 2 min read
Epoxy flooring contractors face unique risks, from workplace accidents to property damage. Insurance is essential to protect your business, employees, and clients—but it can be expensive.
The good news? You can lower your insurance premiums without sacrificing coverage. This guide covers practical strategies for getting the lowest epoxy flooring business insurance quote.
Why Epoxy Flooring Contractors Need Insurance
Insurance safeguards your business against:
Client property damage – accidental spills or stains on floors or furnishings.
Employee injuries – burns, chemical exposure, or slip-and-fall accidents.
Professional liability claims – mistakes or poor workmanship.
Equipment loss or damage – theft or malfunction of tools and machinery.
Without proper insurance, a single claim could be financially devastating.
Tips for Getting the Lowest Insurance Quote
Insurance providers base quotes on your risk profile. By accurately reporting:
Number of employees
Type of epoxy flooring services
Equipment inventory
Annual revenue
you ensure a fair and accurate premium. Overstating risk can unnecessarily increase costs.
2. Bundle Policies
Many insurers offer discounts if you combine general liability, workers’ compensation, and commercial property insurance in one policy.
3. Implement Safety Programs
A documented safety program for employees can lower premiums by reducing workplace accidents.
4. Choose Appropriate Coverage Limits
Higher coverage limits mean higher premiums. Select limits that meet legal and client requirements without overpaying for unnecessary protection.
5. Compare Multiple Quotes
Shopping around allows you to find the best combination of coverage and price. Wexford Insurance specializes in contractor coverage and can provide customized quotes for epoxy flooring businesses.
Get a free Wexford Insurance quote here.
Types of Coverage to Consider
General Liability – protects against client injuries or property damage
Workers’ Compensation – covers employee injuries
Commercial Property – protects tools, equipment, and office/storage space
Professional Liability – covers errors or negligence claims
Commercial Auto – required if using vehicles for business purposes
Proper coverage ensures your business is fully protected while allowing you to minimize unnecessary costs.
Final Thoughts
Lowering your epoxy flooring business insurance costs is possible without compromising protection. By assessing risks, bundling policies, maintaining safety programs, and comparing quotes, you can secure the best value coverage for your business.
Get started today with a custom quote from Wexford Insurance and ensure your epoxy flooring company is both protected and cost-efficient.
