How to Get an Indianapolis Demolition Contractor Bond (Indiana Guide)

If you plan to perform demolition work in Indianapolis, securing a demolition (wrecking) contractor bond is a mandatory step in the licensing process. The City of Indianapolis requires wrecking contractors to post a surety bond to ensure safe, compliant demolition operations within city limits.

Why a Demolition Contractor Bond Is Required

Demolition work carries significant risks—including structural collapse, debris hazards, and environmental concerns—which is why the city requires bonding as a safeguard. The wrecking bond offers financial protection to the public and ensures contractors follow Indianapolis building and safety codes. It protects against damages or violations during demolition but does not serve as a workmanship guarantee.

Demolition contractors in Indiana must meet local, not statewide, licensing requirements. Each city sets its own bonding standards, with Indianapolis requiring demolition contractors to secure specialty contractor bonds ranging from $10,000 to $30,000 based on classification.

Bond Amounts for Indianapolis Demolition Contractors

Indianapolis uses a three‑tier bond classification system:

• Type A: $30,000 bond

• Type B: $20,000 bond

• Type C: $10,000 bond

These amounts correspond to the contractor’s experience level and project scope. For example, the Type C bond is typically required for smaller‑scale demolition contractors and renews every odd‑numbered year.

Steps to Get Your Indianapolis Demolition Contractor Bond

1. Prepare Required Licensing Documents

Contractors must submit the full wrecking license application, proof of business registration, matching insurance documents, and at least one craft license holder who has passed the required demolition exam.

2. Obtain the Correct Bond Amount

Choose the appropriate bond class (A, B, or C) based on your intended demolition activities. Ensure you purchase the bond from a licensed surety provider. Your premium is based on credit and the bond amount.

3. Maintain Required Insurance Coverage

Demolition contractors must carry liability insurance and workers' compensation where applicable. Documents must show identical business names across bond, insurance, and license applications.

4. Submit Your Application to BNS

Submit your bond, supporting documents, and license applications to the Indianapolis Department of Business and Neighborhood Services. Wrecking licenses renew every December 31 of odd‑numbered years.

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