How to Get Staffing Business Insurance for Your Recruiting Agency
- 2 hours ago
- 2 min read
Starting and growing a recruiting agency comes with opportunity—but also risk. From client disputes to employee injuries, the staffing industry faces unique exposures that require specialized coverage. Understanding how to get staffing business insurance is essential to protecting your agency, your reputation, and your revenue.
In this guide, we’ll walk you step-by-step through how to secure the right staffing insurance policy and why working with a specialized provider like Wexford Insurance can make the process simple and cost-effective.
Understand Why Staffing Insurance Is Essential for Staffing Agencies
The staffing industry connects employers with talent, but that connection creates shared liability. If a placed worker is injured on the job, accused of misconduct, or causes financial harm to a client, your agency could be pulled into a claim.
Key policies often required for staffing agencies include:
You can learn more about general business liability requirements from trusted industry resources
Assess Your Staffing Agency’s Risk Before Getting Staffing Coverage
Before requesting quotes, evaluate your agency’s specific exposures. Ask:
Do you place temporary, temp-to-hire, or direct hire employees?
What industries do you serve (healthcare, construction, IT, clerical)?
Do you operate in multiple states?
Your answers directly impact the type and cost of staffing insurance. For example, placing healthcare professionals may require higher professional liability limits compared to clerical placements.
Having clear payroll estimates, contracts, and placement details ready will speed up underwriting and help you get accurate pricing.
Compare Specialized Staffing Insurance Providers
Not all insurance agencies understand the staffing industry. It’s important to work with a broker that specializes in staffing and recruiting risks. A specialist will:
Tailor coverage to your niche
Ensure proper workers’ compensation classifications
Identify contract compliance requirements
Help avoid coverage gaps
Instead of purchasing a generic policy online, partnering with an experienced firm like Wexford Insurance ensures your coverage aligns with your client contracts and state regulations.
Request a Staffing Insurance Quote from Wexford Insurance
Once you’ve gathered your business details, the next step is simple: request a customized quote. Wexford Insurance works directly with staffing and recruiting agencies to provide competitive coverage options tailored to your risk profile.
By working with a specialist, you’ll gain:
Access to carriers experienced in staffing
Competitive premium options
Guidance through the application process
Ongoing policy support as your agency grows
If you’re ready to protect your recruiting agency, now is the time to request a staffing insurance quote from Wexford Insurance and secure coverage built specifically for the staffing industry.
