How to Get Pool Contractor Business Insurance
- Nate Jones, CPCU, ARM, CLCS, AU
- Jan 15
- 2 min read
Running a pool construction or pool service business comes with serious risks—from property damage and job-site injuries to equipment theft and client lawsuits. Pool contractor business insurance is designed to protect your company, your employees, and your livelihood.
This guide explains how to get pool contractor business insurance, what policies you need, and how to secure a competitive quote through Wexford Insurance.
What Is Pool Contractor Business Insurance?
Pool contractor business insurance is a collection of policies tailored for professionals who design, build, repair, or maintain swimming pools and spas. These policies help cover financial losses related to accidents, injuries, property damage, and legal claims.
Necessary Insurance for Pool Contractors
Most pool contractors need a combination of the following policies:
Covers bodily injury and property damage claims, such as a client slipping near a pool or accidental damage to a customer’s property.
Required in most states if you have employees. Covers medical costs and lost wages from job-related injuries.
Protects vehicles used to transport tools, materials, or employees to job sites.
Covers claims related to design flaws, improper installation, or project mistakes.
Protects expensive pool construction tools, pumps, and machinery from theft or damage.
Covers office space, warehouses, or storage facilities if you own or lease property.
How to Get Pool Contractor Business Insurance
1. Assess Your Business Risks
Your coverage needs depend on whether you handle pool construction, repairs, cleaning, or chemical maintenance.
Have details ready such as:
Years in business
Annual revenue
Number of employees
Services offered
State licensing information
3. Work With an Industry-Focused Insurance Agency
Choosing an agency that understands contractor risks is critical. Wexford Insurance specializes in contractor insurance and can tailor coverage to pool professionals.
4. Compare Coverage, Not Just Price
The cheapest policy may leave gaps in coverage. Make sure limits and exclusions align with your actual risk exposure.
5. Get a Quote From Wexford Insurance
Wexford Insurance works with multiple top-rated carriers to help pool contractors secure proper coverage at competitive rates. Their team simplifies the process and ensures compliance with state and client requirements.
👉 Request a pool contractor insurance quote from Wexford Insurance today to protect your business before the next job begins.
Cost of Pool Contractor Business Insurance
Costs vary based on:
Business size and revenue
Number of employees
Type of pool work performed
Claims history
Coverage limits
On average, pool contractors may pay anywhere from a few hundred to several thousand dollars annually depending on coverage needs.
Why Choose Wexford Insurance?
Contractor-focused expertise
Access to multiple A-rated carriers
Customized coverage for pool professionals
Fast quotes and ongoing support
Whether you’re a solo pool technician or a full-scale pool construction company, Wexford Insurance helps protect what you’ve built.
