How to Get a Lake County General Contractor Bond in Indiana
- Mar 2
- 2 min read
Working as a general contractor in Lake County, Indiana requires a $5,000 unified license bond filed with the county before you can be licensed or pull permits. Indiana law sets this unified bond for counties in Lake/Porter population ranges, and it must be recorded with the county recorder.
Lake County’s Planning/Plan Commission maintains the current licensing packet, renewal links, and ordinance updates—your first stop to confirm forms, fees, and where to file. Several cities in Lake County also explain that the bond wording must name the Board of Commissioners of the County of Lake (and in many cases “any cities and towns in Lake County”) and that the bond be recorded; check any local city instructions if you’ll also work there.
Bond Amount, Cost & What It Covers
Amount: $5,000 (unified license bond).
Typical premium: Many sureties advertise ~$50–$100 annually depending on provider and underwriting.
Purpose: The bond guarantees you’ll follow county/city ordinances and construction codes; if you violate regulations, valid claims can be paid up to the bond amount.
Step‑by‑Step: Getting Your Lake County Contractor Bond
1) Review county licensing packet & eligibility:
Download the current Lake County contractor licensing packet and ordinance updates to verify application requirements, fees, and any exam or endorsement items before you start.
2) Purchase the $5,000 unified license bond:
Buy from a licensed surety. Several providers allow instant purchase and email delivery; ensure the obligee and language match county requirements
3) Record the bond with the county recorder:
Indiana Code requires the unified bond to be filed/recorded with the county recorder; many municipalities in Lake County reiterate this step in their instructions.
4) Assemble and submit your license application:
Include your recorded bond, certificate of insurance, and any other items listed by the Lake County Planning/Plan Commission (and pay the required fee).
5) Maintain compliance & renew on time:
Keep your bond active (annually or as continuous per your surety) and update the county if your business info changes. Providers commonly offer multi‑year options to simplify renewals.
Get Your Bond and Insurance with Wexford Insurance
Beyond the bond, you’ll need the right general liability and workers’ comp to protect jobsites and meet client expectations. Wexford Insurance helps Indiana contractors secure affordable license bonds and insurance—fast.
