How Much Does It Cost to Start an Antique Store Business?
- Nate Jones, CPCU, ARM, CLCS, AU

- 7 days ago
- 2 min read
Updated: 1 day ago
Starting an antique store can be a rewarding venture for those passionate about history and collectibles. But before you dive in, it’s important to understand the costs involved.

From leasing retail space to sourcing inventory and securing insurance, here’s what you need to know about antique store startup expenses.
Average Startup Cost Range
The cost to start an antique store varies widely based on location, store size, and inventory quality.
Small Antique Store: $20,000 – $60,000
Medium to Large Store: $100,000 – $250,000+
Detailed Cost Breakdown
1. Retail Space & Lease
Rent and renovations can range from $3,000 to $85,000, depending on location and size. Prime areas with high foot traffic will cost more.
Read More: SBA Business Guide
2. Initial Inventory
Inventory is your biggest investment. Expect to spend:
$10,000 – $50,000 for small shops
$50,000 – $200,000 for curated premium collections
3. Store Fixtures & Interior Design
Display cases, shelving, lighting, and décor can cost $5,000 – $30,000.
4. Licenses, Permits & Insurance
Business registration and permits: $500 – $3,000
Insurance coverage: $1,000 – $5,000 annually
5. Marketing & Branding
Website, social media, and local advertising: $2,000 – $7,000
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6. Technology & POS System
Inventory management and sales software: $500 – $3,000.
7. Staffing & Training
Payroll and onboarding: $5,000 – $15,000 for initial setup.
Cost-Saving Tips
Start with consignment agreements to reduce inventory costs.
Use social media marketing instead of expensive ads.
Consider booth rental in antique malls before opening a full store.
Why Insurance Matters
Unexpected risks like theft, fire, or customer injuries can derail your business. Wexford Insurance offers tailored coverage for antique stores, including:
Total Insurance Cost is around $1,000 – $5,000 annually
Final Thoughts
Starting an antique store requires careful budgeting and planning. While costs can range from $20,000 to over $250,000, smart strategies and proper insurance can help you succeed. Ready to safeguard your investment?





