How Much Does Dumpster Rental Business Insurance Cost?
- Nate Jones, CPCU, ARM, CLCS, AU
- Jul 7
- 2 min read
If you're starting or scaling a dumpster rental business, one of the most important questions to ask is:“How much does insurance cost for a dumpster rental business?”
The answer depends on several factors, but the average cost typically ranges from $1,500 to $3,500 per year. At Wexford Insurance, we specialize in dumpster rental insurance, helping business owners like you find the right coverage at the right price.
In this blog, we’ll break down the cost factors, types of coverage, and how to get the best value for your insurance investment.
Average Cost of Dumpster Rental Insurance
Coverage Type | Estimated Annual Cost |
General Liability | $500 – $1,200 |
Commercial Auto | $800 – $2,000 |
Inland Marine (Equipment) | $300 – $800 |
Workers’ Compensation | Varies by state |
Total Estimated Cost: $1,500 – $3,500/year
💡 Want a personalized quote? Get in touch with Wexford Insurance for a free consultation.
What Affects the Cost of Dumpster Rental Insurance?
Several factors influence your premium:
Number of Dumpsters and Vehicles: More equipment = higher risk
Business Location: Insurance rates vary by state and city
Years in Business: New businesses may pay more initially
Claims History: A clean record can lower your premium
Coverage Limits: Higher limits = higher premiums
Types of Insurance You’ll Need
Protects against third-party injuries and property damage.Learn more about general liability coverage.
Covers your roll-off trucks or trailers in case of accidents.
Protects your dumpsters and equipment while in transit or stored off-site.
Required if you have employees. Covers workplace injuries and lost wages.
Why Work with a Specialized Insurance Provider?
Dumpster rental businesses face unique risks. That’s why it’s important to work with an agency like Wexford Insurance, which specializes in dumpster rental insurance. We understand your industry and can tailor a policy that fits your exact needs.
📘 New to the business? Download our eBook: “How to Start a Dumpster Rental Business”
External Resources to Help You Get Started
Final Thoughts
Insurance is one of the smartest investments you can make in your dumpster rental business. It protects your assets, your reputation, and your future. Whether you're just starting out or expanding your fleet, Wexford Insurance is here to help you find the right coverage at the right price.
Related FAQs
Do I Need a License to Start a Dumpster Rental Business?
How Many Dumpsters Should I Start With?
