How Much Is Gun Range Business Insurance Today for Range Owners?
- 2 hours ago
- 2 min read
Running a gun range comes with unique risks, from customer safety to property damage, making Gun Range Business Insurance essential for protecting your facility, staff, and patrons. Understanding current insurance costs and what affects pricing helps range owners plan their budgets and secure the right coverage without overpaying.
Average Costs for Gun Range Insurance
The cost of gun range business insurance varies widely depending on factors such as location, size, and services offered. On average:
Small indoor ranges may pay $1,500–$3,000 annually for general liability and property coverage.
Larger indoor or outdoor ranges with multiple shooting lanes can range from $3,500–$7,500 per year.
Premiums increase with additional coverage like workers’ compensation, commercial auto, or umbrella liability.
Factors That Impact Insurance Costs
Several factors influence pricing:
Range Size & Facilities: Larger facilities or multi-lane ranges have higher risk exposure.
Services Offered: Classes, firearm sales, or outdoor ranges increase liability potential.
Claims History: Previous incidents can lead to higher premiums.
Safety Measures: Ranges with certified instructors, strong safety protocols, and equipment maintenance may qualify for lower rates.
Location & Local Regulations: Regional risks and local legal environments affect pricing.
Tips to Manage Costs
Bundle multiple coverages under one provider to save.
Maintain strong safety and operational procedures.
Regularly review coverage limits to ensure they match your current operations.
Choose deductibles that balance upfront cost savings with financial preparedness for claims.
Work With an Experienced Insurance Partner
Partnering with a knowledgeable provider simplifies the process and ensures the right coverages are included. Wexford Insurance helps gun range owners compare carriers, understand policy options, and secure competitive pricing tailored to their operations.
Protect Your Range Without Overpaying
Selecting the right coverage ensures your business stays protected as risks evolve. With the right Gun Range Business Insurance, owners can operate confidently knowing their facility, staff, and patrons are safeguarded.
👉 Request your Gun Range Business Insurance quote from Wexford Insurance today and get expert guidance designed to keep your range fully protected and compliant.
