5 Winter Home Maintenance Tasks for Greenwood Homeowners

Nate Jones, CPCU, ARM, CLCS, AU
20 hours ago
2 min read

Winter in Greenwood, Indiana can bring freezing temperatures, snow, and ice—making home maintenance a top priority for local homeowners. Neglecting these tasks can lead to costly repairs and even impact your home insurance rates. Here are five essential steps to keep your home safe and sound this winter.

1. Inspect and Seal Windows & Doors

Cold drafts can spike your heating bill and cause moisture damage. Check for gaps around windows and doors, and use weatherstripping or caulk to seal leaks.Tip: Energy-efficient homes often qualify for lower insurance premiums because they reduce risk of water damage.

2. Clean Gutters and Downspouts

Clogged gutters can lead to ice dams and roof leaks. Before the first snowfall, clear leaves and debris to ensure proper drainage.

3. Service Your Heating System

Schedule a furnace inspection to prevent breakdowns during freezing nights. A well-maintained HVAC system reduces fire hazards and improves efficiency

Insight: A neglected heating system can increase fire risk—something insurers consider when setting rates.

4. Protect Pipes from Freezing

Frozen pipes can burst and cause thousands in water damage. Insulate exposed pipes and keep your thermostat above 55°F, even when away. Pro Tip: Ask your plumber about Greenwood-specific insulation options for crawl spaces.

5. Check Roof and Attic Ventilation

Snow accumulation and poor ventilation can lead to ice dams and mold. Inspect your roof for missing shingles and ensure attic vents are clear.

Why This Matters for Your Home Insurance

Proper winter maintenance not only protects your home but can also help you avoid claims that raise your premiums. Insurers often reward proactive homeowners with better rates.