How to Get Garage Door Business Insurance for Your Installation Company
- Nate Jones, CPCU, ARM, CLCS, AU
- 24 hours ago
- 2 min read
Operating a garage door installation business involves risks—from on-site accidents to equipment damage and customer property liability. To protect your company, employees, and clients, garage door business insurance is essential.
This guide explains how to get coverage for your installation company, what types of insurance you may need, and how Wexford Insurance helps contractors secure the right policies quickly.
1. Understand Why Garage Door Insurance Is Important
Garage door installation involves heavy equipment, tools, and working at heights, which can increase the likelihood of accidents. Insurance protects your business against:
Property damage caused during installations
Injuries to clients, employees, or bystanders
Equipment theft or damage
Vehicle accidents if you operate company trucks
2. Determine the Coverages You Need
A complete garage door business insurance package may include:
General Liability Insurance – Covers bodily injury, property damage, and legal defense costs
Workers’ Compensation Insurance – Required if you have employees, covering work-related injuries
Commercial Auto Insurance – Protects company vehicles used to transport tools and materials
Tools & Equipment Coverage – Protects installation tools and machinery
Professional Liability Insurance (Optional) – Covers errors or faulty installations
3. Gather Necessary Information Before Applying
Before requesting a quote, have the following ready:
Business details (name, address, legal structure)
Number of employees and payroll information
Types of garage doors installed and services offered
Value of company vehicles, tools, and equipment
Past insurance claims or incidents
Being prepared ensures faster, more accurate quotes.
4. Compare Policies and Quotes
When selecting a policy, don’t just consider price. Compare:
Coverage limits and deductibles
Inclusions and exclusions
Reputation and claims handling of the insurer
Optional coverages specific to garage door contractors
5. Work With a Specialist Insurance Provider
Not all insurers understand the unique risks of garage door installation businesses. A specialist like Wexford Insurance can help you:
Assess your company’s specific risks
Bundle multiple coverages for cost savings
Access multiple carriers for competitive pricing
Get fast, no-obligation quotes
Conclusion
Garage door installation businesses face unique risks, from on-site accidents to equipment theft. Having the right insurance coverage—including general liability, workers’ compensation, commercial auto, and tools coverage—protects your company, employees, and clients.
Partnering with Wexford Insurance ensures garage door contractors get expert guidance, tailored coverage, and fast quotes, so you can focus on growing your business safely.
