How to Get a Fast Apartment Building Insurance Quote Online

Nate Jones, CPCU, ARM, CLCS, AU
Jan 21
2 min read

When you own an apartment building, time matters, especially when securing insurance. Whether you’re buying a property, switching carriers, or facing a renewal, knowing how to get a fast apartment building insurance quote online can help you avoid coverage gaps and costly delays.

Here’s how apartment owners can streamline the quote process.

How to Get a Fast Apartment Building Insurance Quote Online

1. Gather Key Property Information First

Insurance companies require detailed information to issue an accurate apartment building insurance quote. Having this ready upfront significantly speeds things up:

Year built and construction type
Number of units and total square footage
Roof age and material
Electrical, plumbing, and HVAC system details
Prior insurance carrier and claims history

Incomplete information is one of the biggest causes of quoting delays.

2. Know Your Coverage Goals

Before requesting a quote, decide whether you need:

Replacement cost or actual cash value coverage
Loss of rental income protection
Ordinance & law coverage for code upgrades
Equipment breakdown coverage

Clear coverage expectations help insurers quote faster and more accurately.

3. Understand Location‑Based Requirements

Location plays a major role in pricing and coverage availability. Properties in flood‑prone or storm‑exposed regions may require separate flood coverage through

4. Work With an Agency That Specialises in Apartment Buildings

Many delays occur when quote requests are sent to insurers that don’t write apartment properties. Working with a specialist ensures your submission goes to the right carriers immediately.

Wexford Insurance works with insurance companies that insure apartment buildings nationwide, allowing us to quickly match your property with the right insurer and pricing structure.

5. Request Your Quote Online for Faster Turnaround

Submitting your quote request online allows agents to review your information quickly and begin marketing it the same day. In many cases, preliminary pricing can be provided once underwriting reviews your building details.