How to Get Epoxy Flooring Contractor Business Insurance
- Nate Jones, CPCU, ARM, CLCS, AU
- 5 days ago
- 2 min read
Running an epoxy flooring installation business is rewarding, but it comes with unique risks. From working with chemicals to handling heavy equipment, epoxy flooring contractors face potential accidents, property damage, and liability claims. That’s why business insurance is essential to protect your company, employees, and clients.
Why Epoxy Flooring Contractors Need Business Insurance
Epoxy flooring work carries a variety of risks. Without proper insurance, a single accident could cost your business thousands of dollars. Insurance helps you:
Protect your employees and clients – injuries can happen on-site, and coverage ensures medical costs are handled.
Cover equipment damage or theft – your tools and supplies are valuable and need protection.
Manage liability risks – accidents that cause property damage or client injury can lead to expensive claims.
Meet client and contract requirements – many commercial projects require proof of insurance before starting work.
Types of Insurance Coverage for Epoxy Flooring Contractors
Every epoxy flooring business should consider these key coverages:
General liability insurance protects against third-party claims for bodily injury, property damage, or personal injury. This is the most common and essential coverage for contractors.
If you employ staff, workers’ comp is required in most states. It covers medical expenses and lost wages for work-related injuries.
This coverage protects your tools, equipment, and workspace from fire, theft, or natural disasters.
Also called errors and omissions insurance, this protects against claims of negligence or mistakes during your epoxy flooring projects.
If your business uses vehicles to transport materials or equipment, commercial auto insurance is essential for accident or liability protection.
How to Get a Quote for Your Epoxy Flooring Business
Getting insured doesn’t have to be complicated. Follow these steps:
Assess Your Risks: Identify the services you offer, the equipment you use, and potential hazards on job sites.
Research Insurance Providers: Look for providers that specialize in contractor insurance and understand the risks of epoxy flooring businesses.
Request a Quote from Wexford Insurance: Wexford Insurance specializes in contractor business coverage. They can help you find a customized policy that fits your business size and scope. Get a free quote here.
Compare Policies and Pricing: Review the coverage limits, deductibles, and additional options before committing to a policy.
Purchase and Maintain Coverage: Keep your insurance updated as your business grows and changes. Regularly review your policy to ensure full protection.
Final Thoughts
Protecting your epoxy flooring business with the right insurance is not optional—it’s essential. With coverage in place, you can focus on growing your company, taking on bigger projects, and keeping your employees and clients safe.
Start today by getting a free quote from Wexford Insurance and ensure your business is fully protected.
