Electrical Contractor Insurance Quote Checklist: What You Need to Apply
- Nate Jones, CPCU, ARM, CLCS, AU
- Jan 13
- 2 min read
Getting an electrical contractor insurance quote doesn’t have to be complicated. Being prepared with the right information can speed up the process, ensure accurate pricing, and make sure you’re fully covered.
Wexford Insurance specializes in contractor insurance and can help you get a fast, accurate quote while guiding you through the application process.
Key Information You’ll Need for an Insurance Quote
Before applying, gather the following details to streamline your quote process:
Legal business name
Years in operation
Type of electrical work (residential, commercial, industrial)
Annual revenue and payroll
Employees and Subcontractors
Number of employees
Subcontractor details
Safety training programs
Company-owned vehicles
Tools and equipment values
Usage and storage information
Insurance History
Prior policies
Claims history
Coverage limits
Contract Requirements
Minimum coverage required by clients or state
Certificates of insurance needed for contracts
Essential Insurance Types to Include in Your Quote
When applying, make sure to request quotes for all necessary coverages:
General Liability Insurance – Protects against third-party injury and property damage.
Workers’ Compensation Insurance – Covers employee injuries; legally required in most states.
Commercial Auto Insurance – Protects vehicles used to transport tools and materials.
Professional Liability (Errors & Omissions) – Covers faulty installations or design errors.
Tools and Equipment Coverage – Protects expensive tools from theft or damage.
Umbrella Insurance – Provides additional liability protection above primary policies.
Tips for a Faster, More Accurate Quote
Organize documents ahead of time – Having all details ready prevents delays.
Be honest and thorough – Misreporting revenue, employees, or job types can affect coverage.
Work with an experienced agency – Wexford Insurance helps contractors get multiple quotes quickly and ensures you’re comparing the right coverages.
Bundle policies – Combining multiple coverages often lowers premiums.
Why Use Wexford Insurance
Wexford Insurance specializes in contractor coverage and helps electrical contractors:
Quickly compare multiple insurance carriers
Identify all necessary coverages and limits
Ensure policies meet licensing and contract requirements
Save time and get accurate, competitive quotes
👉 Get a quote from Wexford Insurance today to secure the coverage your electrical contracting business needs.
