Common Insurance Claims in Oilfield Trucking and How to Avoid Them

Nate Jones, CPCU, ARM, CLCS, AU
4 days ago
2 min read

Oilfield trucking is one of the most hazardous segments of the energy industry. Whether hauling crude, chemicals, equipment, or produced water, trucking contractors face risks far greater than standard transportation. Many companies look for better Oil & Gas Trucking Insurance to stay protected as claim severity rises.

Below are the most common insurance claims oilfield truckers experience, and practical steps to avoid them.

Common Insurance Claims in Oilfield Trucking and How to Avoid Them

1. Motor Vehicle Accidents (The #1 Claim)

According to OSHA, motor‑vehicle incidents are the leading cause of death in the oil and gas industry, responsible for four out of every ten worker fatalities. This also makes auto‑liability claims the most expensive and frequent for trucking companies.

How to avoid:

Use GPS/telematics to monitor speed and harsh braking
Install dash cameras to discourage risky driving
Train drivers on lease‑road hazards and nighttime driving
Enforce strict rest‑break and fatigue‑management policies

2. Slip‑and‑Fall & Loading/Unloading Injuries

Oilfield drivers frequently climb tanks, connect hoses, walk on uneven pads, and handle heavy equipment, making injuries common.

How to avoid:

Improve PPE use (gloves, boots, FR clothing)
Maintain clean, non‑slip surfaces on trucks and catwalks
Provide training on hose handling and safe positioning
Use proper lighting during night operations

3. Spill & Environmental Claims

Spills during transport or unloading can trigger major environmental cleanup costs. Oilfield sites contain hazardous fluids that require special handling, and even a small release can escalate quickly.

Tanker incidents have shown how spills can contaminate waterways, kill wildlife, and require large‑scale cleanup operations.

How to avoid:

Inspect hoses, valves, gaskets, and seals daily
Replace worn components proactively
Provide spill kits in each vehicle
Train drivers on proper loading/unloading procedures

4. Equipment & Property Damage

Oilfield trucks operate on rugged lease roads, in congested locations, and around heavy equipment. Damage to trucks, trailers, and vacuum tanks is common.

How to avoid: