Commercial Auto Insurance for Furniture Delivery Trucks and Vans
- 3 hours ago
- 2 min read
For furniture stores, delivery trucks and vans are more than vehicles—they are critical assets that keep your business moving. Whether transporting couches, tables, or delicate décor, your fleet faces daily risks on the road. That’s why commercial auto insurance for furniture delivery trucks and vans is essential for protecting your business and employees.
Without proper coverage, accidents, vehicle damage, or liability claims could lead to costly repairs, legal fees, and lost revenue. Comprehensive commercial auto insurance ensures that your vehicles, drivers, and business are safeguarded against unexpected events.
Why Furniture Delivery Vehicles Need Specialized Coverage
Delivery trucks and vans often carry high-value items and operate in challenging conditions. Key exposures include:
Accidents during delivery to residential or commercial locations
Damage to vehicles while loading or unloading furniture
Property damage caused to third parties during transport
Theft or vandalism of vehicles and inventory
Types of Coverage for Furniture Delivery Vehicles
Furniture stores should consider several commercial auto insurance options:
Liability Coverage – Protects your business if a driver causes bodily injury or property damage.
Collision Coverage – Covers damage to your own vehicles in an accident.
Comprehensive Coverage – Protects against theft, vandalism, and natural disasters.
Uninsured/Underinsured Motorist Coverage – Safeguards your business if another driver lacks sufficient insurance.
For businesses operating in busy urban areas like New York City or Los Angeles, these coverages are critical due to high traffic, frequent stops, and tight parking situations.
Tips to Reduce Commercial Auto Risk
Implement driver safety training programs
Use GPS tracking or telematics for fleet management
Conduct regular vehicle maintenance and inspections
Bundle commercial auto insurance with general liability for cost savings
Why Choose Wexford Insurance
Wexford Insurance specializes in commercial auto insurance for furniture stores. Our team works with business owners to:
Customize coverage for delivery trucks and vans
Ensure compliance with state and local insurance requirements
Bundle commercial auto with other business insurance policies for full protection
Protect your delivery fleet and your business today. Request a commercial auto insurance quote from Wexford Insurance and ensure your furniture delivery trucks and vans are fully covered.
