How to Get a City of Palos Heights Illinois Contractor License Bond
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If you plan to perform construction, remodeling, electrical, or specialty trade work in the City of Palos Heights, Illinois, you must secure a $20,000 Contractor License Bond as part of the city’s required contractor registration process. All contractors and subcontractors working within city limits must register with the City of Palos Heights and submit a trade‑specific bond before any building permits will be issued.
This bond protects the city and residents by ensuring that contractors operate ethically, comply with city ordinances, and complete work according to code. It also provides recourse for financial damages if a contractor fails to fulfill legal or contractual obligations.
What Is a Palos Heights Contractor License Bond?
A contractor license bond is a surety bond guaranteeing that the contractor will follow municipal rules, meet construction standards, and honor all job commitments. In Palos Heights, the required bond amount is $20,000, and it must be submitted with your license application. The bond helps protect clients and the public from negligence, poor workmanship, or violations of city laws.
The bond must be renewed annually, as contractor licenses expire one year from the date of issuance.
Who Needs This Bond?
Palos Heights requires the bond for:
General contractors
Subcontractors
Electricians
HVAC and mechanical contractors
Excavation, roofing, and masonry contractors
Any building-trade professionals performing paid work in the city
The ordinance states that “any person, firm, or corporation engaged in any building trade business, including general contracting” must be licensed and bonded.
How to Get a City of Palos Heights Contractor License Bond
1. Complete the Contractor License Application
All contractors must fill out the official Palos Heights Contractor License Application and submit the required city fees:
$200 for general contractors
$100 for subcontractors
2. Obtain the Required $20,000 Bond
You must secure a $20,000 trade‑specific bond from a licensed surety provider. The City of Palos Heights must be listed as the certificate holder. Bond pricing typically starts around $100 annually, depending on credit and underwriting.
3. Provide Proof of Insurance
Contractors must submit a Certificate of Insurance showing:
General Liability & Workers’ Compensation coverage
Minimum $500,000 liability
City of Palos Heights listed as certificate holder
4. Submit Trade Licenses if Required
Roofers must provide a valid Illinois roofing license
Electricians must show proof of a current electrical license
Plumbers/Elevator contractors must provide state licenses
5. Register and Renew Annually
Contracts and bonds must be renewed each year to remain compliant, as licenses expire annually.
Get Your Bond Through Wexford Insurance
Wexford Insurance helps contractors obtain the required $20,000 Palos Heights contractor bond quickly and affordably. Our team shops multiple surety carriers to secure competitive rates and ensures your bond meets all city requirements.
FAQs
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