Best Home Insurance Options in Evansville, Indiana
- Nate Jones, CPCU, ARM, CLCS, AU
- Jan 12
- 2 min read
Finding the best home insurance options in Evansville, Indiana is essential for protecting your home, belongings, and financial security. Evansville homeowners face local risks like windstorms, hail, and seasonal flooding, so selecting the right policy is crucial.
This guide explores the top home insurance options, essential coverages, and how to get competitive quotes from trusted providers.
Essential Home Insurance Coverages in Evansville
When comparing policies, ensure these necessary coverages are included:
Dwelling Coverage: Protects the structure of your home
Other Structures Coverage: Covers garages, sheds, and fences
Personal Property Coverage: Protects furniture, electronics, and belongings
Liability Insurance: Covers injuries or property damage claims
Loss of Use Coverage: Pays for temporary housing after a covered loss
Popular Home Insurance Options in Evansville
Most common option
Covers dwelling, other structures, personal property, and liability
Flexible and widely available
2. HO-5 Policies (Comprehensive)
Broader protection than HO-3
Covers more perils and may replace damaged items at full value
For tenants
Covers personal property and liability, but not the building
4. Condo Insurance (HO-6)
Protects your unit interior and personal belongings
Often required by condo associations
Tips for Choosing the Best Policy
Compare quotes from multiple carriers
Review coverage limits and deductibles carefully
Ask about discounts (bundling, security systems, claim-free history)
Check customer service ratings and financial strength
How Wexford Insurance Helps You Choose the Right Policy
Wexford Insurance helps Evansville homeowners compare policies from multiple carriers to find the best coverage at competitive rates.
Benefits of working with Wexford Insurance:
Access to top-rated home insurance companies in Indiana
Tailored policies that match your home’s needs
Local expertise for Evansville weather and property risks
Ongoing support for claims, coverage changes, and renewals
👉 Request a home insurance quote from Wexford Insurance today to ensure you get the best coverage at the right price.
