Best Asphalt Contractor Insurance Providers & How Wexford Helps You Save
- Nate Jones, CPCU, ARM, CLCS, AU
- Jan 15
- 2 min read
Asphalt contractors face high-risk work environments with heavy machinery, job-site hazards, and client exposure. Choosing the right insurance provider is critical to protect your business and ensure compliance. However, comparing providers can be overwhelming, and many contractors overpay or underinsure.
This guide explores the best insurance options for asphalt contractors and shows how Wexford Insurance can help you save while getting comprehensive coverage.
Essential Insurance for Asphalt Contractors
Before comparing providers, ensure your business has the following coverages:
Covers third-party bodily injury and property damage claims that occur on job sites. This is the foundation of any contractor insurance program.
Required in most states for businesses with employees. It covers medical expenses and lost wages if an employee is injured on the job.
Protects vehicles used to transport staff, materials, and equipment, including trucks, trailers, and vans.
Covers claims arising from project mistakes, design errors, or faulty workmanship that result in client losses.
Protects expensive asphalt machinery and tools such as rollers, pavers, compactors, and sealcoating equipment.
Covers offices, storage yards, and warehouses used to store materials, equipment, or vehicles.
Having all necessary coverages ensures that when you choose a provider, you are fully protected.
Top Asphalt Contractor Insurance Providers
Some of the leading providers for contractor insurance include:
The Hartford – Offers comprehensive general liability and workers’ compensation coverage.
Travelers Insurance – Known for customizable contractor policies and equipment coverage.
Nationwide – Offers business package policies combining liability, auto, and property insurance.
Zurich – Specialized in construction and contractor insurance with high coverage limits.
Wexford Insurance – While not a carrier, Wexford acts as a specialized broker helping contractors compare multiple providers and save on premiums.
How Wexford Insurance Helps You Save
Access to Multiple Carriers: Wexford compares top providers to find the most cost-effective policy for your business.
Tailored Coverage: They ensure you have the right combination of liability, workers’ comp, and equipment coverage.
Expert Guidance: Their team understands asphalt contractor risks and recommends the best coverage for your operations.
Competitive Quotes: Wexford helps you find coverage that balances protection and affordability.
👉 Request an asphalt contractor insurance quote from Wexford Insurance today to compare providers and save on your premiums.
