How Much Does Auto Insurance Cost in Noblesville, Indiana?
- Nate Jones, CPCU, ARM, CLCS, AU
- Jan 14
- 2 min read
If you're shopping for auto insurance in Noblesville, Indiana, it's important to know what drivers typically pay and what affects your premium. Here's an in-depth look.
Average Monthly and Annual Costs
The average driver in Noblesville pays approximately $87.21 per month, well below the U.S. average of $169.67.
On an annual basis, that equates to around $1,046 per year.
According to WalletHub, the average insurance cost is $79 per month or $947 annually.
Minimum vs. Full Coverage Rates
Per Insurance Quotes, typical rates in Noblesville include:
Minimum liability coverage: around $66 per month ($787/year)
Full coverage: typically around $216 per month ($2,590/year)
These figures align with national averages, helping you plan for the range of options available.
Top Companies and Their Rates
Smart Financial highlights the carriers offering competitive pricing in Noblesville:
Clearcover: ~$41.58/month
Elephant Insurance: ~$63.98/month
SafeAuto: ~$68.79/month
Coverage Watch also notes Auto-Owners, State Farm, and SafeAuto as top picks, with potential average yearly savings of 29%.
Key Factors Affecting Your Premium
Coverage Level – Full coverage costs significantly more than minimum-required liability.
Driver Profile – Age, driving history, and vehicle usage matter.
Location – ZIP code and regional risk factors influence rates.
Insurer Differences – Companies use varying underwriting models, leading to large rate discrepancies.
Saving Strategies for Drivers
Increase deductibles – raising them can lower premiums.
Bundle policies – combining home and auto insurance often yields discounts.
Maintain a clean record – even small infractions like speeding affect rates.
Shop regularly – compare quotes from multiple carriers to ensure you're getting the best deal.
Why Choose Wexford Insurance?
At Wexford Insurance, we help Noblesville drivers navigate fluctuating insurance costs. Our local agents analyse your profile and shopping landscape to find competitive quotes from top carriers, often beating national averages.
Ready to get the best quote?
