If you own a security company, one of the biggest insurance questions you'll face is whether your guards are armed or unarmed. That distinction affects your risk level, the types of claims you may face, and the insurance coverage your business needs. Understanding armed vs. unarmed security insurance is important because insurers evaluate these operations very differently. Whether you're starting a new security business or reviewing your current policies, knowing how coverage

Security business owners often ask the same practical question: how much does security guard insurance cost in 2026? The short answer is that it varies widely based on your services, number of guards, and risk level. Security guard insurance cost in 2026 depends on whether you provide armed or unarmed services, your claims history, where you operate, and the types of clients you protect. A small local patrol company may pay very differently than a large security firm covering

Yes—unarmed security guards still need liability insurance. Learn why and how Wexford Insurance can help protect your security business.