What does Home Inspection Business Insurance Cover?

• Inspector General Liability Insurance

  • This coverage protects inspection firms against claims of bodily injury or property damage caused by their operations. For example, if the inspection business causes damage to a customer's property or someone on the premises gets hurt, a general liability policy will pay for the damages.

• Property Insurance

  • This coverage protects office property, furniture, equipment, and supplies, against damage or loss due to events like fire, theft, or vandalism. 

• Inspector Workers Compensation Insurance

  • If you have employees you will need to carry workers compensation insurance. This policy covers work-related injuries/illnesses that your employees may sustain during their employment. Finding the right work comp for your inspection business is important. ​

• Home Inspector Professional Liability Insurance

  • This coverage protects inspectors from claims and lawsuits alleging errors, omissions, or negligence. It provides coverage for defense costs, expert witness costs, legal fees, and settlement costs from claims arising from allegations of negligence.