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HVAC Contractor Insurance


HVAC Contractor Insurance

Looking for HVAC Contractor insurance in Massachusetts for your HVAC business? Our Wexford Insurance agents are available to help you 24/7 for a free HVAC Contractor Insurance quote in Massachusetts. Having the correct HVAC Contractor Insurance Policy (also called a Contractor Insurance Policy) is super important to your business.  

Types of HVAC Contractors we work with:

  • Heating and Cooling Contractor Insurance

  • A/C Repair and Installation

  • Furnace Installation and Repair

  • Commercial HVAC Contractor

  • Mechanical Contractors

  • HVAC Service Contractor

  • Geothermal Installation

  • HVAC Tune ups

What does HVAC Contractor Insurance Cover?

  • Contractor General Liability Insurance

    • This coverage protects HVAC contractors against claims of bodily injury or property damage caused by their work. For example, if a contractor's work causes a fire that damages a client's property or if a third party is injured due to HVAC work, this insurance can cover legal fees, medical expenses, and potential settlements or judgments.

  • Property Insurance

    • This coverage protects a HVAC contractor's own property, including tools, equipment, and supplies, against damage or loss due to events like fire, theft, or vandalism. It may also cover damage to a client's property caused by the contractor's negligence.

  • Workers Compensation Insurance

    • If you have employees you will need to carry workers compensation insurance. This policy covers work-related injuries/illnesses that your employees may sustain during their employment. Finding the right work comp for your HVAC business is important. ​

  • Commercial Auto Insurance

    • If a HVAC contractor uses vehicles for business purposes, commercial auto insurance is necessary. This coverage protects against accidents, property damage, and liability claims while driving company vehicles.

  • Bonds

    • License and permit bonds. If you are working on public jobs, you may need a license and permit bond prior to working. 

At Wexford Insurance we can help you find the most inexpensive and comprehensive HVAC contractor insurance policy in Massachusetts. We focus in the construction industry and helping HVAC contractors in Massachusetts. We are transparent and helpful through this process for your business. 

Wexford Insurance focuses on Massachusetts HVAC contractor insurance

Boston - Worcester - Springfield - Cambridge - Lowell - Brockton

Free Assistance:

Give us a call today at 317-942-0549 or fill out the link below to start your free HVAC contractor insurance quote. 


Our HVAC Insurance Program offers world class services.

Certificates of Insurance

We provide COIs same day as requested

Claims Handling

We file all claims with our clients


Tailored Risk Management and Safety


Dedicated Service Representative


Contractor, Bid, & Performance Surety Bonds

Program Review

Yearly insurance and operations evaluation


  1. ​Request a Quote Below. 

  2. A member of our team will reach out to understand your operations and needs. 

  3. With our program, we will quote multiple insurance companies that focus in insurance for HVAC businesses. 

  4. We will provide a comprehensive proposal comparing your insurance quotes.

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