Homeowners insurancE

Homeowners insurance (also called home insurance) provides financial protection if a disaster or devastating event involving your home occurs. If you own a house, chances are you should get homeowners insurance. Even if you don't own a house, you are still often times required to purchase renters insurance to protect yourself from a destructive event.

 

What is covered with Homeowner's Insurance:

  • Physical Damage to your Home

    • Covers the damage to your house like replacing the roof if there is storm damage.​

  • Physical Damage to Other Structures

    • Covers structures on your property other than your house like a detached garage, shed or fence.​

  • Personal Property

    • Covers the contents in your house if they were damaged or lost.​

  • Additional Living Expenses

    • Provides additional living expenses if damage from your house makes it unable to be occupied. For example, this coverage could cover the cost of staying at a hotel while the home gets repaired.​

  • Personal Liability

    • Protects you against suits that could arise from accidents to others on a property that you own or rent. For example, if a guest slips and falls in your house and breaks a bone, this coverage would protect you against the liability that could come from the guest.

  • Medical Expenses

    • Covers medical expenses that occur on your home property to anyone other you. The coverage also applies to anywhere if the injury is caused by you or your family or a pet. ​

You can also bundle your homeowners insurance with other lines such as auto insurance, motorcycle insurance, boat insurance and more to create potential cost savings. If you need help to further understand or quote your homeowners insurance policy, feel free to reach out. We are here to help.

 

Free Assistance:

Wexford Insurance works with top insurance companies to provide you with affordable and quality insurance. We will never sell your information and our services are free of charge. Give us a call today at (317) 910-9295 or fill out the link below to start the quoting process.

Click the link below to begin the quoting process!

Wexford Insurance focuses on Indiana homeowners insurance and insures homes across the state of Indiana

Indianapolis - Greenwood - Evansville - Fort Wayne - Bloomington - Fishers - South Bend