What does Florist Business Insurance Cover?

• Florist General Liability Insurance

  • This coverage protects florist businesses against claims of bodily injury or property damage caused by their operations. For example, if the florist shop causes damage to a customers by them slipping on the floor, a general liability policy will pay for the damages.

• Florist Property Insurance

  • This coverage protects florist property, furniture, equipment, flower, and supplies, against damage or loss due to events like fire, theft, or vandalism. 

• Florist Workers Compensation Insurance

  • If you have employees you will need to carry workers compensation insurance. This policy covers work-related injuries/illnesses that your employees may sustain during their employment. Finding the right work comp for your florist business is important. ​