What does Dry Cleaner Business Insurance Cover?

• Dry Cleaner General Liability Insurance

  • This coverage protects dry cleaning businesses against claims of bodily injury or property damage caused by their operations. For example, if your dry cleaning business causes damages to a client's property or if a third party is injured while dropping off their laundry, this insurance can cover legal fees, medical expenses, and potential settlements or judgments.

• Property Insurance

  • This coverage protects dry cleaner businesses own property, including tools, equipment, and washers/dryers, against damage or loss due to events like fire, theft, or vandalism. 

• Workers Compensation Insurance

  • If you have employees you will need to carry workers compensation insurance. This policy covers work-related injuries/illnesses that your employees may sustain during their employment. Finding the right work comp for your dry cleaning business is important. ​ 

• Commercial Auto Insurance for Dry Cleaner

  • If a dry cleaner uses vehicles for business purposes or delivery, commercial auto insurance is necessary. This coverage protects against accidents, property damage, and liability claims while driving company vehicles.

• Dry Cleaner Bailees Insurance

  • This coverage protects customers items that are in the dry cleaners possession (care, custody, and control) against damage or loss due to events like fire, theft, or vandalism.