What does Coffee Shop Insurance Cover?

• Coffee Shop General Liability Insurance

  • This coverage protects Coffee Shops against claims of bodily injury or property damage caused by their business. For example, if a customers slips and falls on a wet floor, a general liability policy will pay for the bodily injury.

• Coffee Shop Property Insurance

  • This coverage protects coffee shops property, machines, equipment, and supplies, against damage or loss due to events like fire, theft, or vandalism. 

• Coffee Shop Workers Compensation Insurance

  • If you have employees you will need to carry workers compensation insurance. This policy covers work-related injuries/illnesses that your employees may sustain during their employment. Finding the right work comp for your coffee shop business is important. ​