Types of Churches we work with:​

• Multi-Site Churches

• Small Churches

• Large Churches

• Religious Organizations

• Non-For-Profit Insurance​

• Missions Protection Insurance

​

What does Church Insurance Cover?

• Church General Liability Insurance

  • This coverage protects churches against claims of bodily injury or property damage caused by their premises and operations. For example, if a church member slips and falls on a wet floor, general liability insurance for churches will coverage medical expenses, legal fees, and potential settlements or judgements. 

• Property Insurance for Churches

  • This coverage protects a Churches building, furniture, contents, equipment, and supplies, against damage or loss due to events like fire, theft, vandalism, and more.

• Church Workers Compensation Insurance

  • If you have employees you will need to carry workers compensation insurance. This policy covers work-related injuries/illnesses that your employees may sustain during their employment.  

• Church Auto Insurance

  • If a church uses vehicles as part of their operations, commercial auto insurance is necessary. This coverage protects against accidents, property damage, and liability claims while driving church vehicles.

• Sexual Misconduct/Molestation Insurance for Churches

  • This coverage gives churches protection (legal defense, potential settlements, or judgements) against claims of sexual misconduct and molestation.

• Pastoral Counseling Liability

  • This coverage covers amounts clergy and trained lay counselors have to pay because of negligence, error, or omission. 

• Directors and Officers Liability for Churches

  • This Insurance Coverage protects the personal assets of church elders and board directors and officers, and their spouses, if they are personally sued by employees, church members, suppliers, or other parties, for the actual or alleged wrongful acts with managing a church.