​What does Assisted Living Facility Insurance Cover?​

• Professional Liability Insurance (Medical Malpractice)

  • This coverage protects healthcare professionals from claims and lawsuits alleging errors, omissions, or negligence. It provides coverage for defense costs, expert witness costs, legal fees, and settlement costs from claims arising from allegations of medical negligence and malpractice.​

• General Liability Insurance for Assisted Living Facility

  • This coverage protects practices against claims of bodily injury or property damage as a result of a patient tripping or falling while in the office. For example, if a patient slips on a wet floor without notice, this insurance can cover legal fees, medical expenses, and potential settlements or judgments for their injuries.

• Property Insurance for Assisted Living Facility

  • This coverage protects practices' own property, medical equipment, and supplies, against damage or loss due to events like fire, theft, or vandalism.

• Healthcare Workers Compensation Insurance

  • If you have employees you will need to carry workers compensation insurance. This policy covers work-related injuries/illnesses that your employees may sustain during their employment. Finding the right work comp for your healthcare facility is important.​